Kitchen, Bedroom & Bathroom Showrooms Insurance

The KBB industry is broad in its potential spectrum of activities and requires an understanding of the sector in order to ensure that the insurance cover will protect and respond should the worst happen.

We have developed an exclusive policy specifically for the KBB industry, this has been tailored in terms of both pricing and the cover. The policy includes industry specific extensions and has been designed to match industry activities, whilst being competitively priced.

Cover that we can provide on our specialist policy: -

• Public & products liability
• Employers' liability  
• Professional Indemnity
• Buildings, tenants’ improvements, fixtures & fittings (including subsidence)
• Stock, contents including plant & machinery and computer equipment
• Portable hand tools
• Directors and Officers Liability
• Goods in transit
• Loss of money
• Business interruption (increased cost of working & loss of gross profit)
• Loss of accounts receivable
• Loss of license
• Theft by employees
• Specified all risks
• Contractors all risks (contract works, own plant & hired in plant)
• Commercial legal expenses (including debt recovery & contract disputes)

What makes our policy different from your current arrangement?

Please find below a summary of the specialist cover that we can provide: -

• Height work
• Use of heat equipment away from own premises (blow lamps, blow torches, MAPP gas, grinders/ cutters, welding equipment, oxy-acetylene)
• Business activities that include the design, supply & install of domestic, commercial and industrial extraction hoods, canopies & ducting. Work in respect of plumbing and heating systems either directly or indirectly & general property maintenance including structural    building works
• Manual work away for own employees & bona fide subcontractors (installation) and manual work at your premises (manufacturing & assembly) all under one policy
• Pure financial loss
• Failure to secure premises
• Loss of Keys Cover
• Accidental discovery & exposure of asbestos
• Rectification of defective works
• ​​​​​​​Damage to item being worked upon​​​​​​​